Legal Question in Personal Injury in California

auto accident: does my med. ins. get compensated from me or insurance co. direct

After my accident (reareneded by other driver),

I received treatment from my own medical provider,

for basically a "whiplash" injury. If the insurance

co. is settling the doctor bills directly, what am I

entitled to as compensation in regards to my $5 co-

payment I was charged at each visit to the doctor?

Also each prescription.? I have been told I am

entitled to 4x the amount. Is this accurate?


Asked on 2/09/00, 2:53 am

1 Answer from Attorneys
John Hayes The John Hayes Law Offices

Re: auto accident: does my med. ins. get compensated from me or insurance co. di

For the money you actually paid out-of-pocket you are entitled to that amount. In addition, if you are seeking damages for pain and suffering you need to take into account your total medical bills. There really isn't any formula, but adjusters will usually offer twice your medical bills as settlement. However, if you hired an attorney those numbers would probably increase. If you have any questions or problems please feel free to contact my office toll free at 877-546-9918.

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Answered on 2/15/00, 7:29 pm


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