Legal Question in Personal Injury in California
Auto Accident
I was rear-end at 65 mph on the fwy while sitting in traffic. My car incurred $19,000 worth of damage, which should have been considered totalled. I was receiving treatment under a chiropractic care for 10 months. I was handling my own claim with the other insurance, but was feeling a little worried representing myself, so my chripractor referred me to an attorney. My medical bills are about $7,700 and the attorney is presenting me with a settlement of $2,500. The attorney has indicated that the California law no longer allows the 33 1/3 settlement ruling, but indicates that he may be able to get me a little bit more. Does this sound reasonable or is my attorney not looking out for by best interest? Also, he's not able to provide me with his costs or the other parties policies limits.
5 Answers from Attorneys
Re: Auto Accident
Mr. Stone-Molloy is correct. There never was a law mandating how settlements were to be divided, merely an old rule of thumb of 3 times the medicals resulting in a 1/3-`1/3-1/3 split. While insurance carriers do not like chiropractors, in pat because a fair number greatly over treat, a 65 mph difference is vehicle speeds results in a large amount of force and usually more medical treatment than the normal injury. You did not mention whether you had any wage loss, but if the settlement offer is only $7,500 total, it does seem the insurance carrier is gambling. If this is just the beginning of the litigation then they will come up usually; if they know your attorney always settled and never goes to trial, the will low-ball you because they know you attorney rather settle than fight. It is not a good sign that he does not know what the policy limits are, his own costs [he will try to take those off the top of any settlement], etc.
Re: Auto Accident
I'm sorry, I've never heard of any "33 1/3 ruling" and I don't think such a thing ever existed. In the old days, it was common to figure settlements automatically as three times the medical bills, with the idea of a three-way split between the lawyer, the doctor and the client, but that wasn't a rule-- it was just the common practice. That old practice isn't really followed anymore, so maybe that's what your lawyer is talking about.
The fact is, there's no necessary connection between your bills and your settlement. Many factors play into the calculation. The settlement could be a lot less, or a heck of a lot more. It depends.
Like Bob Bennet said, you can always hire a new lawyer, and it won't increase your legal fees any. If you want to talk to me about it, I can be reached at 818.257.9250
Re: Auto Accident
It doesn't sound like you are being offered enough on a rear-end collision with those damages to the car, and to you.
The attorney may be handling the case properly, and may not.
Your lawyer should be able to give you his costs.
You can always hire and fire an attorney. Perhaps, you should consult with another attorney. The State Bar has lawyer referral programs that would put you in touch with a lawyer for a very reasonable consultation.
Re: Auto Accident
This makes no sense at all. If you go to www.mwrothinjurylaw.com you can download a free special report on Hidden Inside Secrets Insurance Companies Don�t Want You to Know. I assume from your posting that the proposed settlement would leave you with a net settlement of $2,500. You should have another attorney review the matter and give you a second opinion.
Re: Auto Accident
From the few facts you gave us, it does not sound reasonable. You should seek a second opinion. There is information about hiring an attorney at www.calpiblog.com and click on Hiring an attorney. You can also get my free report by emailing me at [email protected]
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