Legal Question in Personal Injury in California
Auto accident
My 19 year old son, who lives with me was in an auto accident with a passenger
also 19. The passenger has a neck injury with treatment that exceeds his auto
insurance coverage. His car is in his name and so is his insurance . He is a full
time student under my support. Am I liable for the medical bills exceeding the
coverage of his insurance? The passenger has no medical insurance.
2 Answers from Attorneys
Re: Auto accident
You should not face any liability if your son owns the car and was the driver. If your name is on the title, however, you can be held responsible up to the state limits, $15,000 for an injury. Your son's insurance should take care of the other person's injuries, up to his policy limits. If your son is concerned about any exposure beyond that, he should talk to an attorney. However, the insurance company has an obligation to resolve the case and protect him. You can read more about that at my blog, http://www.calpiblog.com
Re: Auto accident
Since your son is no longer a minor and the car is under his name along with his insurance policy, I believe that you should not have any liability connected to the accident.
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