Legal Question in Personal Injury in California
Me and my fiance have an auto insurance policy where we are both named in the policy. The car she drives is titled in her own name. In case she gets into an accident with her car, can I be named in a lawsuit as well just because we're in the same insurance policy?
1 Answer from Attorneys
No. If you are named in a lawsuit, contact your insurance company and they will have your name dismissed. California law allows for various forms of recovery in car accidents. However, if you are neither a driver, nor an owner, you are not liable in this circumstance. Vehicle Code Section 17150 requires ownership:
"Every owner of a motor vehicle is liable and responsible for death or injury to person or property resulting from a negligent or wrongful act or omission in the operation of the motor vehicle, in the business of the owner or otherwise, by any person using or operating the same with the permission, express or implied, of the owner."