Legal Question in Personal Injury in California

The first thing that you should do is look at your insurance declarations page. That is the statement that comes with your bill every month/6-months etc. On that declarations page it should show the limits of coverage. If you have uninsured motorist coverage in the amount of $3.5k then the amoutn offered by your carrier might be correct. If not then there may be some help available. For example, you may be able to file a complaint with the depatment of insurance. Or see an attorney there may be a claim against the carrier depending on the policy language.

Good Luck,

The maximum coverage for uninsured motorist property damage is $3,500 and that amount is usually listed in your policy declaration (which had to have been sent to you when you took out your policy and upon renewal of the policy). You may sue the uninsured driver in Small Claims Court for the balance but that is all your insurance company is required to pay if you did not have collision coverage for the vehicle.