Legal Question in Personal Injury in California
I was involved in 2 car wrecks. The first was 2009 and second one in 2012. I have had severe damage to my brain from the 1st wreck and a lot more injuries. Now the second wreck was also bad it knocked me out for five minute(LOC). My,car was completely damaged 'totaled' I was rushed to 2 hospitals that night in January. One was a regular Er and the other one was at a Tramu Center. On the police report the guy hit me received 2 citation. The report also sated that I had multiple visible injuries from that night. Now here's my problem, I was trying to work with the adjuster from the second wreck and when she notice that my medical was 20k from only that night in January she totally changed her tune. She stated the reason the bill is so high is because the doctors was probably checking per existing from the 1st wreck. In which it make have some value but in all reality if I wasn't hit that night in January none of this wouldn't have happened. So on May 15 th I sent them all of my documents along with a demand letter giving them 30 days to make good on the hospital bills from that 'January' night along with 5k for p&s. Which is more than reasonable. Also 2 weeks ago I got a nasty phone from the adjuster again stated that my timeline will not meet hers because she needs a nurse to look over the bills and see if any relation from the medical side was necarresy. I stated to her this whole incident have truly relapse my recover. And I also stated your team have30 days to investigate. So what happens if my reasonable terms are not meet by Friday June 15th? OaN: I felt like I didn't need an attorney for this claim because the insurer policy is only 25k. Thx for your kind answers.
7 Answers from Attorneys
The adjuster is taking advantage of you becaude you're not represented. She intends to blame your treatmenyt on "pre-existing injuries" and deny your claim. If I were on the case, I could prevent that with the threat of a lawsuit. Without a lawyer, you don't answer have that leverage. Call me right away: 877 LION FOR LAW (546-6367)
If your demand letter is drafted in a way that meets the legal requirements, you may have a shot at opening up the policy. If they fail to pay you by the 15th, contact me for representation. 323-782-0099.
The adjuster has years of daily experience with those like you, and it is easy for them to step all over you. When you are represented by an attorney who knows what he is doing, there is a slight possibility that the lawyer can break the $25,000.00 cap. That said, the opportunity to do so comes up rarely and the above is not a guaratee of a settlement amount. Instead, it is merely an example of a small possibility which may, or may not apply to your case.
I highly urge you to contact me at 1.800.505.INJURY for a free consultation. One more thing to note, I noticed your listed zip code begans with a "3". If this is not a california case, then please disregard. My answer.
Following-up on this question: have you retained an attorney yet? It's very important that you do so. If you haven't, then give me a call: (877) LION-FOR-LAW (546-6367) or email me at [email protected]
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