Legal Question in Personal Injury in California

You need to provide more information and clear, limited questions. Check with the insurance company whether you were covered, as most policies will cover damages caused by authorized drivers. Tell the other side that you have nothing and that they may wish to file an uninsured motorist claim on their policy. The owner of the car has co-responsibility for the first $15,000 in liability so speak to the owner as his/her insurance company may be willing to handle much of the case for you.