Legal Question in Personal Injury in California
My wife and I pulled our van out of the garage a few weeks ago, and when lifting the back door notice a large dent. We assume that we were hit by someone � who perhaps backed into us at a parking lot. We only use the vehicle once or twice a week and seldom even use the back door. Since our insurance only covers damage we cause to other vehicles, and we had no clue as to when or even where this damage might had occurred, we decided that it was futile to contact the police. It seemed that we could be of very little help to them at providing information of any kind that might be helpful, especially since we weren�t reporting this to our insurance company anyway because it wouldn�t be covered by our insurance anyway. In afterthought, should we have gone ahead and filed a police report anyway? What advantage, if any, would there have been. And if we should have, is it too late to do so?
3 Answers from Attorneys
Since you cannot trace how your van got a dent, there is no advantage to filing a police report. If your insurance does not cover your propery damage, the $$ must come from your pocket.
Good luck.
Filing a police report is really only worthwhile if you know who did the damage or you are going to report the damage to your insurance company. Neither apply to you. I presume that you also did not have uninsured motorist coverage so can not make a claim under that type of coverage.
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