Legal Question in Real Estate Law in California
Apartment Fire
My roommate and I had left his 14 year old daughter at home. While we were gone, she accidentally put a towel on top of a lamp. The apartment caught fire. Our apartment and the apartment above us were totally lost. Neither my roommate or I had renter's insurance. The apartment complex did have insurance. Can they sue us? If so, will they go after both of us or just my roommate since he is legally responsible for his daughter's actions? We were both on the lease.
1 Answer from Attorneys
Re: Apartment Fire
You can be sued for breach of contract if your contract requires you to have renter's insurance and you did not. You are not legally responsible for your roommate's daughter's actions. Your roommate is probably not liable unless the insurance comapny claims that your roomate negligently entrusted her daughter to be left on her own--unlikely for a 14 year old unless their is a prior history. The 14 year old may be sued--but this is unlikely. The insurance company will probably send you some nasty demand letters, if you would like I can respond to get them to back off.
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