Legal Question in Real Estate Law in California

Denied loan mod by Chase because I was not 60+days late. Was told for 9 months to keep making payments on time. Have never been late on my mortgage. Trying to get a 5/1 ARM due 1/2012 adjusted into a 30 yr fixed fully amortized. Currently unemployed but making payments. Not upside down, not askign for handout, looking to work with the 'owner' of my mortgage (Citibank) and getting nowhere. Any suggestions to save my fmaily home are appreciated.


Asked on 6/11/10, 5:59 pm

1 Answer from Attorneys

Your question makes no sense. Why are you looking for a loan modification from Chase if the mortgagee is Citimortgage? My first suggestion is that you work with the correct mortgage holder if you want a mod.

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Answered on 6/12/10, 10:56 am


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