Legal Question in Real Estate Law in California

Sounds like he missed a terrific opportunity to refinance in the last year or two....which would have gotten your name off the loan and at the same time would have made it easier for him to meet his payment obligations. You should probably review the property-settlement aspects of your dissolution of marriage judgment, possibly with a lawyer, but I think it's probably going to be too late to do anything in court. Another possibility is to write a letter to each of the credit-rating bureaus. The law allows individuals to make written comments to the bureaus, and I think you can find the addresses and instructions on line. This might be helpful.