Legal Question in Real Estate Law in California
Filing a claim against title company
I filed a claim over a year ago with my title company for a
room addition that was not to code. In my title insurance,
if I am forced to remedy a structure that is not to code, my
title policy will cover up to $25,000. I filed the claim and
we went back and forth with their lawyers. They were only
willing to settle for about half of what the policy was for,
even though we had estimates for reapir that exceeded the
25,000 limit. When we advised them we did not want to settle
for less than the 25,000, they said they would not pay
anything until we were forced by the city to fix the room.
At the time we did not want to get the city involved because
we were concerned they would condemn the room and this would
cause us more hassle, especially if the title company didn't
pay right away and held it up somehow. We have since
refinanced and now have a new title company. Is our previous
title company still liabel for this claim if the city comes
out and forces us to fix it? Is there
2 Answers from Attorneys
Re: Filing a claim against title company
What about the contractor(s) who built the room? If it was it built within the last 10 years they are liable. Call me directly at (619) 222-3504.
Re: Filing a claim against title company
Please contact my office at 714 363 0220 to set up an appointment. I would like to review your written documentation including any letters. We handle cases throughout California. We can review your documentation by fax and speak with you by phone. We need to review the policy.
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