Legal Question in Real Estate Law in California
Two and a half years ago my wife and I filed chapter 7 and included our mortgage as well as all of our other debt. We recently tried to see if we could qualify for another mortgage with my VA loan. We found out that we are still listed as the owner of the property. How is this possible when our mortgage was discharged through the chapter 7? I am confused and frustrated!
2 Answers from Attorneys
Because you still own the property? Why would discharge of a loan in bankruptcy make you no longer the owner of the property? Why don't you calm down and repost with the actual set of facts that applies to your situation.
Mr. Roach is right. Discharging a debt would have nothing to do with changing ownership of the property. You need to provide a much more detailed and clearer explanation of the facts and what your question is.
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