Legal Question in Real Estate Law in California
Homeowner's Warranty Insurance
I purchased my home in 9/2006. The inspection report listed our air conditioner was functional. However, it has stopped. The homeowner's warranty insurance company has rejected my claim. I rebutted and after weeks of phone calls, they have finally scheduled another company to inspect my unit. What are my options if they refuse to replace or fix it? Thanks!
2 Answers from Attorneys
Re: Homeowner's Warranty Insurance
Anyone would need to know what it says in your Home Warranty Contract.
What was the basis for the Warranty company's initial rejection of your claim?
You would probably have no recourse against the Seller unless you could prove that either the Seller or Seller's agent was aware of a defect and failed to disclose it.
Check carefully the terms of your Home Warranty contract and simply insist that the Home Warranty Company honor their obligations.
Re: Homeowner's Warranty Insurance
If the insurance company doesn't come through, you should consider sueing them for the cost of repairs in Small Claims Court.
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