Legal Question in Real Estate Law in California

Your son will be able to inherit the house and the loan will not be accelerated due to the transfer to your child. When a house is inherited, the lender may not exercise the due on sale clause in the note and deed of trust.

I agree with Mr. Rimer. I point out that while the loan may not be accelerated, it still must be paid, and the house will remain subject to the deed of trust, meaning it can be foreclosed in the event of nonpayment.