Legal Question in Real Estate Law in California

Hmmm. Is your situation one of those unfortunate cases where you were removed from title in order for your husband to qualify for a larger reverse mortgage? Or are you still an owner or the owner? Perhaps you weren't "on title" in the first place?

By the way, I'm doubtful that it would have been possible to "put your name on it" even if that was your hope and intention.

In order to see whether there's any easy solution, we'd need to know (1) who were the owners before the reverse mortgage, i.e., how was title held; (2) were you removed from title as part of the process of qualifying for the reverse mortgage; (3) who is "on title" now that your husband has passed away (i.e., did you inherit the house?); and (4) what is the current balance due and current fair market value of the property.

Also, have you been contacted by the lender yet? I assume the lender is aware of the fact that your husband has passed away -- they do check on that periodically.