Legal Question in Real Estate Law in California

Re: lawsuits against predatory\sub prime lenders

Private lawsuits are usually brought to redress harm -- either breach of contract or some kind of (tort) injury. So, your choice of action may depend on the nature of the harm you have suffered. There are also private suits for the public good and class-action suits, but these have technical requirements and somewhat narrow applicability.

The conduct you describe tends to suggest fraud, but formulating pleadings requires technical legal knowledge, experience, and a complete understanding of the factual and legal basis for the proposed lawsuit.

If you think you have been defrauded and/or that a contract was breached, and you were harmed, you should seek professional legal advice as soon as possible. You should be able to get a free initial consultation and possibly an attorney would accept the case on a contingency basis.