Legal Question in Real Estate Law in California
Multiple owners, Who must consent for mortgage refinance or HELOC?
I own a home in southern CA with my mother. I am on the mortgage and on the title. Is it possible for my mother to refinance the home, secure a home equity line of credit, or lien the home in anyway without my knowledge or consent?
1 Answer from Attorneys
Re: Multiple owners, Who must consent for mortgage refinance or HELOC?
If someone is willing to give your mother a mortgage or HELOC secured against her interest in the property the can. This is unlikely, though. I don't know if you are on title for death planning purposes or because you actually purchased the house with your mother. You should probably read my free special report: "The 7 Most Common Mistakes Made by the Middle Class in Planning For the Inevitability of Death and the Likelihood of Disability, and How to Avoid Them." You can get it at my site, www.IWant2CreateMyLegacy.com.
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