Legal Question in Real Estate Law in California
Removing yourself from Title
I have a friend who is in a potentially abusive relationship. She wants to get her and her daughter out of the house she owns with her husband (not sure how they hold title), and wants to know how she can get her name off of the title.
She isn't interested in any gain from doing so, and there may or may not be any equity in the property. She just wants to wipe the slate clean between her and her husband regarding the house. She hasn't mentioned whether divorce is in the future or not.
I hope I explained things clearly enough, and thank you for your assistance!
3 Answers from Attorneys
Re: Removing yourself from Title
She needs to talk to a family law attorney. As the other attorney's stated removing her name from the deed doesnot remove her name from the loans secured by the house. As to the community property interest in the house after signing a quit claim deed, a recent appellate court case found that such a deed was an adequate statement of intent to change the nature of the property ownership to satisfy the family code transmutation requirements. Taking any action without legal advice may result in the situation becoming worse that it is rather than improving her situation.
Re: Removing yourself from Title
Teking herself off title is easy. However, if she is already on the loan, she cannot just remove herself from that without the permission of the lender.
Re: Removing yourself from Title
My first reaction to this question is that it is a bad idea! Nonetheless, she can deed her interest in the property to someone else, but, as Mr. Koenen stated, if there is a loan, she remains liable.
Finally, the slate will never be wiped clean as long as they are married. If she simply deeds her interest to her husband, there are still community property interests in the home that she may asserted later. Transmuting community property to a husband's separate property takes specific language in a written document.