Legal Question in Real Estate Law in California

Re: rental insurance

You are if your landlord insist on it and put this in your new lease.

Re: rental insurance

If your new lease does not have a requirement that you need to have renter's insurance coverage, ask the manager why he wants you have it. It is best to stay on the good side of management when you can and it does not cost yo anything and not to just say no to a request.

Re: rental insurance

This question is like asking whether employees have to be at work at 7:30 a.m. The answer to that question is, if the boss says the shift starts at 7:30 a.m., it's your responsibility to be there, or be fired. Similarly, if the landlord says, "You'll need a tenant's policy of insurance with your renewal next year," you'd better get one, or start looking for a new address.

Re: rental insurance

I had an afterthought to my earlier answer, which analogized a renter's insurance requirement to an employee's required reporting time.

There could be an exception to either the boss's power over the employee or the landlord's power over the tenant, and each kind of extends the analogy.

If there is a union contract that says the shift starts at 8:00, then the boss can't change it to 7:30 without having a strike on his hands. Also, if there's rent control, the landlord's imposition of an insurance requirement would probably trigger a complaint to the rent control board, which the tenant would probably win.