Legal Question in Real Estate Law in California

Re: Renter's Insurance

If the landlord required renter's insurance be obtained at the time the rental agreeement was entered into and the tenant agreed, then it is valid. If the tenant did not want to purchase the insurance, then the tenant had the choice not to enter into the rental agreement. A landlord is entitled to consider the financial viability of a tenant before approving the tenant, and this could be considered a financial aspect. If the tenant had already moved in, the landlord can only change the terms of the rental agreement in the manner provided in that agreement. For instance, if it is a one-year written lease and the lease does not require rental insurance, then the landord cannot change the terms until after the one year is up and a new agreement is reached.