Legal Question in Real Estate Law in California

Sounds like a technical violation of your agreement, but I'd be a bit surprised if the bank had any objections. The no transfers within 90 days rule is to prevent your profiteering from selling to an undisclosed third-party buyer that you had waiting in the wings. For many purposes, a transfer to a family trust is not a true transfer; among other things, such trusts are usually revocable by the trustors and there is a California case that held a transfer to such a trust could not be fraudulent under the Uniform Fraudulent Transfer Act because it wasn't a true transfer.

I agree with Mr. Whipple IF your trust is a standard inter-vivos revocable trust. If it is an irrevocable trust, you may have a problem, but transfers to revocable trusts are not regarded as transfers by lenders.