Legal Question in Real Estate Law in California

Re: Tax ID # vs. SSN

why would you want to do that, if your credit is sooo bad individually whay would it be better in business and whether a crdit reporting agency would include both is unusual --- and what do you meanm by now have ssn # -- what took so long

Re: Tax ID # vs. SSN

First, a Social Security number is a form or class of taxpayer identification number, i.e. one assigned to an individual. Other types or series of ID numbers are assigned to employers (or even employee-less bsinesses) for entity income tax reporting.

It would be unusual for someone to reach house-buying age without having acquired a social security number, especially when also having a taxpayer ID of some other kind. Perhaps you are a recent immigrant.

You should verify the exact name of the entity holding the taxpayer ID number. You say it is "yours," but perhaps it was issued to another entity, such as a corporation you controlled.

I suggest two things: (1) call a local Social Security office and ask for an explanation of whether the older number relates to you personally in your individual capacity. Then (2) contact one or more of the credit-reporting agencies and have them run a credit report on BOTH numbers. See whether the information on one or the other or both is accurate and relates accurately to your individual credit history.

This is an unusual situation, and there may be more to it than the facts given disclose. You may be operating under some kind of misundertanding about these two numbers.