Legal Question in Wills and Trusts in California

Civil Service Pension

My father passed in April, 2007. Before he passed, he asked that I make sure I file paperwork for my siblings and myself as named beneficiaries with The U.S. Office of Personnel Management. He was only retired 9 years, contributed over $36,000, and believed that more than half of that would go to the named beneficiaries. OPM has concluded that all the money my father had contributed to the pension is exhausted, because my father was paid over and above the amount he put in. My father believed that the money he put in was reduced by a divisore of 160 and then divided by the number of months he received the pension. He was told the remainder would go to his beneficiaries. OPM is saying, tough luck, he was paid over the amount my father put in. I don't want to let my sibs down, but there is nothing that I can find on the web to support either my father's, or OPM's statement. I can't even find to whom to appeal the OPM decision. Any help you can give would be greatly appreciated.

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