Legal Question in Workers Comp in California
state mandated compensation caps?
Is there a state mandated award amount per type of injury that everyone goes by as a general rule or is each case unique? Is there limits for amounts that you must go by in negotiating your settlement with the ins provider? Example: Broken Arm=x amt$
cronic neck pain = x amt $ etc... or is it per case - per age - length of time at workplace - etc
my problem is that the offered settlement amount seems to be about 10% of what I believe it should be but I have nothing to compare this offer to.I dont know if I am being treated fairly.
signed confused
2 Answers from Attorneys
Re: state mandated compensation caps?
There is no formula in determining damages in a personal
injury accident. The insurance adjuster will look
at the property damage and then compare it to your
doctor bills and reports and then offer an obscenely
low amount, usually a third of what you are entitled
to. Once you hire an attorney to handle your claim for
you a settlement can usually be reached that is satisfactory
to you and will certainly be worth hiring an attorney.
Your experienced attorney can determine what your
case is worth through reviewing your injuries and
the property damage caused by the accident. I have
handled several hundred personal injury case. About
a third of which were out-of-town cases. I do most
of my work over the phone and fax and most of my
cases are return client's or referrals from happy
clients. Give me a call and I would be happy to
give you a free consultation. IF you do not
like the idea of an out-of-town attorney I suggest
that you contact an attorney immediately.
Contrary to popular belief that you can handle your own personal
injury case to save money it will probably cost you
money in the long run when the insurance company
railroads you for so long, you are forced to settle for
less just to get it over with! I have just
settled a case for a client who came to me three
weeks ago. She had gotten into an accident almost
a year ago and her friends had settled immediately
for about $1000 each. She felt that this was not
enough money because she was still hurting. I spoke
with the adjuster once and spoke with my client. I
settled her case for $4500 one week later, when the
initial offer had only been $1500. So my client paid
my fee, her bills and still had over $2000 in her pocket.
Not all my cases are this cut and dry, but most of
them are. If you need references I can email you a list
of clients that have given my there ok to send
out their names and phone numbers. Good luck if
I don't hear from you
John Hayes
The John Hayes Law Offices
P.O. Box 3003
Re: state mandated compensation caps?
What you think of as a "reward" at the close of a case is actually compensation for permanent disability, if any. It is determined largely by the medical reports. Assuming that the applicant has won the case, his medical reports--actually, the final or permanent and sstationary ;report--is asent to professionals called "raters" who determine thse amount of permanent disability from the report. Then the "rating" of permanent disability by this rater determines the "award." It is not actually an "award" in the sense of damages in a civil suit for personal injuries, but rather it is sopposed to compensate the injured worker for the fact he is now not able to compete for jobs in the labor market on the same terms as persons without disability. Hoew the rating is determined is set out in a state publication
called the "Schedule for Rating Permanent Disabilities". It is not uncommon for injured workers to be dissatisfied with the compensation thus granted to them but that's how the system operates. California's payments in workers' compensation are among the very lowest in the nation, in large part to the fact that recent Republican governors have been hostile to workers' rights.
Bill Barger
Law Offices of Bill Barger
806 Manhattan Beach Blvd #213