Legal Question in Credit and Debt Law in Canada

Re: credit card debt

They can ask a judge to order that you make at least some monthly payments; you have to have a source of money from somewhere, even social assistance and you can be required to pay from that.

If you have assets such as property, a vehicle, or any thing of value, these can be seized and sold (with some exceptions and allowances). It will do no good to "put" them in someone else's name - this would very likely be seen as a fraudulent transfer, and will land you and them in even hotter water.

Perhaps you should see trustee in bankruptcy with a view to making an assignment in bankruptcy and thus discharging the debt.