Legal Question in Credit and Debt Law in Canada
Unauthorized Credit Card Use
Hi I live in a dorm with my friend he
took my credit card and deposited
$300 onto his meal plan for which
he used to buy food on campus. He
is now denying this and saying that
I allowed him to do this and that he
payed me for it the day after the
transaction so it's basically my word
against his, what can I do
1 Answer from Attorneys
Re: Unauthorized Credit Card Use
You did not say which campus you live on; assuming it is UBC in Vancouver, go straight to th eRCMP detchment on campus and report this fraud. Next, call the credit card company and say that your room-mate took your card without permission and you want to have the charges taken off. They must do so if you insist that there was a theft and you did nothing to allow it - i.e. you did not give the card t your room-mate and did not just leave it lying around, but he actually went into your wallet or private space and took it. They will send you a form you must fill out and swear to be true about the theft and send back to them before thye will take the cahrge off. You should also report the matter to the University; ther shuld be an ethics office. Call the Registrar's office to find out.