Legal Question in Credit and Debt Law in Colorado

I have a debit collecting sent me a mail letter. Asking me to fill out about my work and income. I sent it out stating I am unemployeed at the moment. Now they sent me a letter stating that there is a warrent arrest if I don't make a payment. Have to be at least $500 to remove that warrent. Even if i made the payment plan they will not remove and if I get arrested how am I suppose to pay off the debit. Is there a way to get around to make a payment and not have the warrent out?


Asked on 12/13/10, 9:55 am

1 Answer from Attorneys
Robert Murillo Pivotal Legal Ltd.

This sounds like the standard practice of dishonest debt collectors. You are not going to prison because you can�t pay your debts.

Based on your limited facts, the debt collector may have violated the Fair Debt Collection Practices Act and the related Colorado Act. This site has a good discussion on your rights related to debt collections and has various form letters. http://www.privacyrights.org/fs/fs27-debtcoll.htm. This site discusses the similar Colorado act and you may want to consider filing a complaint http://www.coloradoattorneygeneral.gov/departments/consumer_protection/uccc_cab/cab/consumer_rights_information_english.

Depending on the facts, you may be able to sue them for this violation. You should record all calls and get their contact information. Contact an attorney to review the matter and determine your options.

DISCLAIMER�This answer is for informational purposes only and is not intended as specific legal advice regarding your question. This answer does not establish an attorney-client relationship.

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Answered on 12/18/10, 10:28 am


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