Legal Question in Credit and Debt Law in Colorado

Insurance Harrasement

I began a new insurance policy with another company on 15 May 2000. I have all the paperwork and bank statements showing such. My old insurance company has been harrassing me that I still owe them $110.66 for a gap between policies...there is no gap! My old policy was due on the 15th of May which is when my new policy began. Both me and my new insurance company have faxed over numerous times, the requested paperwork to the old company. They now are sending me collection notices! I have given them everything they have asked for and I really don't know what else I could do! Do I have any legal recourse? I'm really afraid they are going to mar my credit report and I would like to stop this before it really gets out of hand!

Thank you for your time in this matter.


Asked on 9/30/00, 3:54 pm

1 Answer from Attorneys
Richard Schroeder Richard O. Schroeder, Counselor At Law

Re: Insurance Harrasement

This is a contract dispute, if you have proof of payment and the insurance contract then you are on good ground. The insurance company can take it to collection and you could defend. The other alternative is to sue in small claims court for a declaratory action, if thats possible, where the judge declares the debt is not owed. Therefore they cannot report to your credit agency. It may take time for your insurance company to sue you

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Answered on 10/31/00, 12:36 pm


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