Legal Question in Bankruptcy in Connecticut
Auto repossession
My girlfriend went bankrupt (Ch. 7 in Connecticut) 2 1/2 years ago.
Among the items on the bankrupcy was her '97 Ford Taurus financed through Ford Motor Company.
Since the bankrupcy, Ford stopped sending her bills. She has since then sent the monthly payments certified, on time and in full every month (for the last 2 1/2 years).
Sunday morning when she went to use her car, the car was gone. When she called the police to report it stolen, they could inform her that the car had been reposessed by the finance institution (Ford Motor Co.). They also took all her personal belongings in the car including some personal papers.
My question is, what are her rights as far as possibly getting her car back, and what are her rights as to possibly getting her car back (she is a single mother of 3, and this is her only vehicle).
Also, the payments she has made on this car totals in excess of $10.000 so far (selling price about $8000 in '99). How much of this money can she expect to be reimbursed given that the remaining of the loan is something like $4000. Would she be better off just forgetting about the whole car, or should she take any legal actions towards Ford Motor Co.?
Thanks
-Erik
1 Answer from Attorneys
Re: Auto repossession
I am unable to answer this question as it involves CT law. I am only licensed in New York.
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