Legal Question in Bankruptcy in Connecticut

Credit Cards I can't pay

I have been unemployed for over a year and can no longer pay my credit cards. I have no income and no house and no car. I owe about $15K in credit cards and have a past tax bill. Should I file bankruptcy or just tell my credit card company I can no longer pay? Can they pursue legal action if I do not pay? Are there advantages to filing bankruptcy vs. just not paying?


Asked on 7/06/08, 9:39 pm

2 Answers from Attorneys
Carlos Gonzalez Gonzalez Legal Associates PLLC

Re: Credit Cards I can't pay

please contact me for info re my CT office for a consultation regarding this matter, you should consider bankruptcy at this stage and avoid the strain which collections may cause... you should have a consultation...

you can reach me at 212.709.8303

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Answered on 7/06/08, 11:38 pm
Max Rosenberg Rosenberg,Whewell, & Hite, LLC

Re: Credit Cards I can't pay

It doesn't hurt to consider all your options. You may be elgible for bankruptcy and simply discharge all your debt or you may want to negotiate down your debt. You do want to avoid debt settlement organizations that are scams. If you would like a free consultation please contact me at 203.521.4915.

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Answered on 7/07/08, 12:11 pm


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