Legal Question in Consumer Law in Connecticut

7 years ago, my then boyfriend paid for an item for me costing $7000 using his credit card. I have paid $200 toward that debt each month. During the following 4 years, he continued to purchase items using the same credit card however, he was delinquent in his payments and consequently the interest rate is approximately 30%. I have repeatedly asked him to contact the company to try to negotiate a lower rate or make other arrangements for a lower rate. He did cease purchasing on the card. We are no longer together, however I continue to pay the credit card bill. My calculations indicate that I have paid approximately $16,000 which far exceeds the original "loan". I would like to know how long I am responsible for paying this bill since he refuses to investigate an alternative.

Asked on 7/07/11, 2:06 pm

Linda Subbloie Linda A. Subbloie, Esq.

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If your name is not on the credit card then you don't have to pay anything towards the debt.

Answered on 7/11/11, 8:23 am

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