Legal Question in Real Estate Law in Connecticut

My name on the deed

I am not married but am in a 6-year old relationship with a man who doesn't want to get married. He is buying a house for him, myself, and my two children from a previous marriage to live in together. I have a $3,000.00 (three thousand) medical debt that I need to pay. He is the SOLE financier for the house and his name is the only one on the mortgage. He tells me that my name CANNOT be on the deed because my medical debt will put a lien on the house. I need to know if this is true. I am not listed on the actual mortgage so how can my $3,000.00 medical debt put a lien on the home if my name is only on the deed. I feel I'm being taken for a ride and without my name on the deed he can just kick my children and myself out whenever it fancies him. Thank you in advance for trying to answer my question. Best Regards,--name removed--schaefer


Asked on 6/05/02, 2:17 pm

1 Answer from Attorneys
Thomas Noonan Attorney Thomas F. Noonan L.L.C.

Re: My name on the deed

Your name can be on the deed, if he and the mortgage company agree. He is rignt in that if a judgement is rendered against you, the creditor can put a lien on the house. Also, the mortgage lender may require the debt to be paid before granting the mortgage and it will most likely require your name to be on the mortgage as well as the deed. I hope this answers your question. Tom Noonan

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Answered on 6/12/02, 10:37 am


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