Legal Question in Credit and Debt Law in District of Columbia
Frozen Accounts
If there was a judgement in what way should you be informed and if you are not informed are you still held liable? This is in regards to a credit card judgement from 2002.
1 Answer from Attorneys
Re: Frozen Accounts
One of the requirements of every lawsuit is "due process"...notice of the civil action and a right to be heard.
For there to have been a judgment granted against you, there first must have been service of the documents. If the service was faulty, you have the right to move to set the judgment aside.
If you go to the Court where the judgment was granted, you can obtain a copy of the "service affidavit", which is what the process server filed with the Court concerning service. It will cost you approximately .50 per page, and is usually 3-4 pages.
If the service is faulty, you should contact an attorney who is familiar with consumer law, and retain him to move to set the judgment aside.
If you have any further questions after you obtain a copy of the service affidavit, feel free to call my office to discuss.