Legal Question in Credit and Debt Law in District of Columbia
judgement reverse
I have a judgment against me in DC that came because of fear and being misinformation. A default was issued. A collector states I owe a credit card debt since 2001. This debt was handed over to a lawyer, The reason I am writing, the debt is not on my credit report, neither the Bank or the Collector do not show on my credit Can I still ask the Collector to prove validity of the debt even thought a judgment has been handed down? How can I go about turn this judgment around?
1 Answer from Attorneys
Re: judgement reverse
Yes, you should respond to the collector's claim
with a written firm denial that you owe the claimed amount and request that they provide credible proof of such claim.
You should then go to the Civil Division of the
D.C. Superior Court and request to see the court file itself which contains the alleged default judgment. If in fact you are able to verify that the court has entered such a judgment, you will then most likely need to engage the services of counsel to determine whether a motion to set aside the default judgment can be filed pursuant to Civil Rule 55(c).