Legal Question in Credit and Debt Law in District of Columbia
unpaid college
I was at GWU in 1998 and admit to owing some money but not what they say. I got a call from some guy in Tampa last week threatening to garnish my wages; but, to him, I denied owing that money because I withdrew from classes. He suggested contacting the school, who would conatct him if they agreed with me. Otherwise he would have to pursue this debt. It was not a loan from the school, just an outstanding balance on the account, preventing me from registering or receiving transcripts. Can this guy still get a judgement on me, though the MD statute of limitations is 3 years?
2 Answers from Attorneys
Re: unpaid college
The statute of limitations in MD is 3 years for most contracts. Therefore based on the facts you provide, if they sued you they probably should not be able to win, assuming you raise the issue of limitations. Their threat to garnish your wages is itself a violation of law, since they cannot do that without first obtaining a judgment.
Re: unpaid college
The statute of limitations is three years for your situtation. They will be unable to garnish your wages without first obtaining a judgment in court. The threat to garnish your wages now was a violation of the fair debt collections practices act.
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