Legal Question in Real Estate Law in Florida
Foreclosures
How can I protect myself from losing my home.
Asked on 4/07/02, 4:11 pm
2 Answers from Attorneys
Janet Langjahr
Law Office of Janet Langjahr PA
Re: Foreclosures
From whom? In general, in Florida, if you own the home you live in, that home is protected by homestead from all creditors except your mortgage lender. To invoke homestead protection, you must file an affidavit with the court.
Answered on 4/07/02, 8:41 pm
Peter Gonzalez
Sanchez-Medina, Gonzalez, Quesada, Lage, Crespo, Gomez & MachadoLLP
Re: Foreclosures
If you have not paid the mortgage, then the mortgage lender can pursue foreclosure. If you're trying to protect your home from a party other than the mortgage lender, seek the advice of counsel regarding homestead exemption under Florida law. One's homestead is protected from known creditors. Why do you think O.J. Simpson moved to Florida. Good luck.
Answered on 4/08/02, 11:37 am