Legal Question in Bankruptcy in Florida

Bankrupcy 13 and foreclosure

I filed bankruptcy 13 and after the court figured out my payments, and I made 4 payments to the court, I decided to filed a ''walk out'' from my home, instead of keeping it. The court used my payments to pay all my credit cards and notified me that I was now in foreclosure. I have not heard anything from nobody. I haven't paid to the lender for 14 months.

I just ran my credit report and the only pending payment is my mortgage.

What is happening?

I still would like to keep my house, but not at the price owed and I don't want to pay all the money behind.

Do I still have hope to keep it or should I expect to leave it soon????


Asked on 10/18/08, 11:49 am

1 Answer from Attorneys
Brent Rose The Orsini & Rose Law Firm

Re: Bankrupcy 13 and foreclosure

I assume that you stopped making your payments to the trustee and that you haven't made your regular, current house payments (you said you haven't paid in 14 months). If so, your bankruptcy has been dismissed, and the foreclosure has proceeded as if you never filed bankruptcy.

Like I said, I'm making some assumptions, so you should probably speak with a bankruptcy lawyer, who can check the record and make sure I'm right.

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Answered on 10/18/08, 8:37 pm


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