Legal Question in Bankruptcy in Florida

Chapter 7 bankruptcy case discharged in Sept. 20

How long will a chapter 7 bankruptcy

case discharged in Sept. 2002 remain

on your credit report?

I believed it was 7 years in 2002. My

credit report lists the bankruptcy

until 2012. Please advise. Thanks


Asked on 2/19/08, 1:03 pm

2 Answers from Attorneys

Re: Chapter 7 bankruptcy case discharged in Sept. 20

Bankruptcy cases filed prior to 2006 generally remained on credit bureau files for 7 years. Since 2005 they can remain for 10 years. This time frame is not part of the bankruptcy laws but the Fair Debt Credit Reporting Act. Depending on the Credit Bureau the bankrutpcy can legally be listed 7-10 years.

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Answered on 2/19/08, 2:30 pm
Alexander M. Rosenfeld Rosenfeld & Stein, P.A.

Re: Chapter 7 bankruptcy case discharged in Sept. 20

Info can remain on credit report for up to ten years.

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Answered on 2/19/08, 5:03 pm


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