Legal Question in Bankruptcy in Florida

If there are no creditors, why would you file a bankruptcy to get out of the debt? All dischargeable debt in a chapter 7 is discharged. You asked this in the Florida forum, but refer to SC, does that mean South Carolina?

You generally can't file in the first place if you have no debts. If you had a legitimate Chapter 7 going in with sufficient debt and proper showing of insolvency, and somehow the creditors forgave all of your debts after the case was filed but before the cases was discharged, the matter will probably go to a discharge anyway showing the debts as discharged since the filing date is the date for the determination of debt. Resourses: http://www.anderslawonline.com (New York) http://www.absolutebankruptcy.org (San Diego) http://www.abcs7talkback.com (San Francisco) http://www.myhoustonbankruptcyattorney.com (Texas)