Legal Question in Bankruptcy in Florida

Civil Judgements recorded on Chapt 7

I filed for bankruptcy on 9/1/2005 and it was granted on 1/17/2006.

In the bankruptcy, I included two judgements brought against me by two unsecured credit cards and were granted prior to my filing.

The court now says they have received the bankruptcy discharge but they will do nothing to remove them from my credit report history or accept my bankruptcy on these claims.

Trans-Union and Equifax have recored them as part of my bankruptcy and recorded them as such, but Experian will not unless I can get proof they have been removed.

I don't know what to do next as during the court proceedings I specifically questioned the validity of the discharge of these items and was granted my request.

Why is the court not recognizing nor accepting my bankruptcy and remove these from my credit report?


Asked on 3/16/07, 5:21 pm

1 Answer from Attorneys

Alexander M. Rosenfeld Rosenfeld & Stein, P.A.

Re: Civil Judgements recorded on Chapt 7

You suffer from a common mis-understanding.

The judgments cannot be enforced, but the fact that they existed is still of record. There is no requirement that the record be expunged.

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Answered on 3/16/07, 5:51 pm


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