Legal Question in Bankruptcy in Florida

If you have just received a letter from the holder of your mortgage which is a notice of default, you are in the preliminary phase of foreclosure. I assume you are referring to a "notice" rather than a "motion." If you have already been served a complaint for foreclosure, the foreclosure will still require several months after receipt. Therefore, the remaining time depends on the stage of foreclosure and what actions you take. Requesting a delay will not likely help you unless you have a persuasive reason for the delay, such as renegotiation of the mortgage. Under Florida foreclosure law, the process will take several months unless you agree to walk away immediately. You can consult with an attorney experienced in foreclosure to handle your situation.