Legal Question in Bankruptcy in Florida

Most types of debt can be discharged if the person filing for bankruptcy has limited assets. Judgments resulting from auto accidents can be dsicharged unless the at-fault driver was intoxicated. Penalties for file sharing may be dischargeable if there was no fraud involved.

Most types of debt does get discharged. The auto accident example you use, for example, is discharged. The second would depend on a number of factors.

You should speak with a bankruptcy lawyer. Debts arising from car crashes and file sharing copyright infringement are dischargeable in bankruptcy unless the actions leading to the debt are shown by the creditor to be the result of "willful and malicious injury" caused by the person filing bankruptcy. If the creditor can show "willful and malicious injury," then the debt is not discharged, in other words, the debt exists just as if the bankruptcy had never been filed. In that case, the creditor can still pursue the money, and can put liens on property, maybe garnish wages, take property, etc., to collect on the debt.