Legal Question in Business Law in Florida

My auto loan contract states that I have an extended warranty policy. The extended warranty is supposed to be valid for 3 years or 36000 miles. Due to the total loss of the vehicle I attempted to cancel the extended warranty policy, and get reimbursed for the unused portion of the policy. I called warranty company and they told me that no such policy exists or has ever existed for my vehicle. I have also called the lean holder and they have told me that the dealership was responsible for starting the policy. Would this constitute a breach of contract and would I be entitled to partial/full reimbursement of the loan?


Asked on 3/09/16, 6:37 pm

1 Answer from Attorneys
Barry Kaufman The Law Office of Barry W. Kaufman

The fact that the extended warranty was never initiated is not a material breach of the contract. So from that angle, you have nothing to stand on in my opinion. If you can show that you paid the warranty coverage premium and that premium was not applied to your loan, you might be able to recover the premium amounts. The hassle of trying figure that out will likely far outweigh the benefits.

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Answered on 3/10/16, 4:43 am


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