Legal Question in Business Law in Florida
title insurance
I purchased a home and the title and mortgage company was suppose to pay off a credit card for me in order for me to get this home. This transaction took place in April of 2003.As of August 2003, it hadn't been paid but that $3,216.00 had been included in my mortgage settlement. I called the title company and said they contacted the creditors involved and were told that they, (the creditor)said that I didn't owe them or they didn't have a record of me owing them. The title company subsequently reissued the check to me in my name. In December, one of the collectors who initially denied my owing them sent a letter to me trying to collect that $3,216. My question is shouldn't the title company be responsible for taking care of this matter?This is showing up on my credit report.
1 Answer from Attorneys
Re: title insurance
Ask the title co for copies of all corespondence to and from the creditor. Then review and resubmit your question with all the facts.
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