Legal Question in Civil Rights Law in Florida
Credit Card Agreements
Can credit card company sell you agreement and the other party sue to try to collect?
2 Answers from Attorneys
Re: Credit Card Agreements
Yes.
Re: Credit Card Agreements
Yes, they can assign the accounts.
Sometimes the cc companies do not formally assign
the cases, they simply have their huge
bookkeeping company sue in its own name.
Usually the directors and the officers overlap,
and the corporate addresses might even be the
same. Hold their feet to the fire. If they do
not produce an "ASSIGNMENT," move to dismiss the
case on the grounds that you do NOT NOT NOT owe
the plaintiff anything AND that you do NOT NOT NOT have a
contract with the bookkeeping company!!!!!!
Hold their feet to the fire.
The cc company might move to amend their
complaint to name the proper plaintiff.
It can get complicated procedurally and the collection attorneys, being in front of the same judges on a daily basis, can get away with "murder."
Tricks are galore.
Get their computer records (computer screens, etc.), when they charged late charges, etc. Lots of stuff proobably happened about which
you haven't a clue.
Good luck,
Barb
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