Legal Question in Consumer Law in Florida

Re: 7 year old unpaid debt

If i received such a letter I wouyld write back saying that I had received the letter but have no knowledge about the debt they seek to collect and do not believed that it is owed. Please send me the details of what you claim I owe and what it is owed for so that I may consider the matter further.

This should get you the information while not aknowleding the debt (indeed, it expressly does not). In many states, a debt 7 years old is not a valid debt.

Re: 7 year old unpaid debt

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Despite the fact that the debt is 7 years old, it is still a valid debt. I would suggest that you respond to it by asking for proof of the amounts owed. The chances are good that they will be unable to provide accurate proof. This may be your only opportunity to challange the debt before they choose to file suit. Don't waste this opportunity.

Scott R. Jay, Esq.