Legal Question in Consumer Law in Florida

Re: Account turned over to collection

Yes. A creditor can turn an unpaid bill over to collections whenever it is not paid timely. They usually do not right away, because the collector is often paid a commission on whatever he collects. Call the creditor or the collector and tru to set up a payment plan.

Re: Account turned over to collection

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Yes, the funeral home has the right to turn over an unpaid bill whenever it chooses. Most creditors will exhaust all other opportunities before doing so in order to avoid paying the steep commissions they pay to the collection agency. Your best bet would be to deal with the collection agency and try to arrange repayment before the debt is placed on your credit history as a bad debt if it has not already been done or suit is filed for collection.

Scott R. Jay, Esq.