Legal Question in Consumer Law in Florida

Contract issues

Hi, I really hope someone can help me. On Friday I verbally spoke to a hair removing place in Florida and I gave them my ss# over the phone, they ran my credit and gave me $6500 no interest for one yr line of credit with Care credit. All I signed was the pre-treatment instructions, a sales draft authorizing for credit approval (I didn't know they were going to charge me straight away and I would owe this) and a schedule that showed the areas that would be treated. This was all done by fax! On Monday I wanted to cancel. No appointment was even made yet. They told me that it was non refundable and I signed a contract, I asked them to send me the paperwork that I apparently signed. She then took back that statement and said that no contracts are signed its just company policy, she finally faxed me a contract with my name and the amount that was on it. I have never seen or signed this contract. I sent them a FL law 3 day contract cancellation letter, and they refused it and said it did not apply to them... Does anyone have any ideas of my next step? Thank you so much


Asked on 6/13/07, 11:32 pm

2 Answers from Attorneys
Michael Stewart Michael D. Stewart

Re: Contract issues

It sounds like you should get your money back. Get a lawyer to send them a letter demanding it.

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Answered on 6/16/07, 3:13 pm
Scott R. Jay Law Offices of Scott R. Jay

Re: Contract issues

NOTE: This communication is not intended as and should not be interpreted as legal advice. Rather, it is intended solely as a general discussion of legal principles. You should not rely on or take action based on this communication without first presenting ALL relevant details to a competent attorney in your jurisdiction and then receiving the attorney's individualized advice for you. By reading the "Response" to your question or comment, you agree that the opinion expressed is not intended to, nor does it, create any attorney-client relationship, nor does it constitute legal advice to any person reviewing such nformation, nor will it be considered an attorney-client privileged communication. If you do not agree, then stop right here, and do not read any further.

Without reading the terms of whatever you signed, it is hard to give a viable answer to your question. My best suggestion would to meet with an attorney to have the paperwork reviewed and to get specific advice regarding your situation. Do not wait as you do not want this company to take money under false pretenses that you will then be responsible to repay.

The attorney should send the company a demand letter telling them that they must reverse any charges they have taken or return any monies to avoid prosecution to the full extent of Florida law. It is far less costly to pay an attorney a reasonable fee than to pay the monies they are demanding together with a high rate of interest.

Scott R. Jay, Esq.

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Answered on 6/14/07, 12:33 am


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