Legal Question in Consumer Law in Florida
Credit Card debt judgement
can a collection agency file a judgement against me for a credit card debt?
2 Answers from Attorneys
Re: Credit Card debt judgement
no. they must sue you (not the collection people, the people you owe need to sue you).
Re: Credit Card debt judgement
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No. The owner of the debt can file a suit for damages against you due to the unpaid credit card debt. If successful, they can they file the final judgment which will become a lien against your property other than your homestead.
Scott R. Jay, Esq.
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